Now a days, it’s no longer difficult to find ways to get cash for your structured settlement. It used to be nearly impossible to get a fair deal in a short amount of time. It used to take a long time to find one buyer, let alone set up a situation where you could have a few buyers bidding on your structured settlement. As a result of the change in the way things work, more and more people are benefitting and selling their structured settlements for cash.
You can really get cash in a hurry for your structured settlements, according to the Structured Settlements Blog. The process is pretty simple and straightforward. Visit a site like www.StructuredSettlement-Quotes.com, and fill out the relevant information in order to request a quote. This is usually a quick and easy process, and you won’t have to provide too much information. Just tell them about your structured settlements, how many payments are remaining and how large they are and then fill in some contact information.
Once that happens, the company in question will get some quotes from potential buyers. They’ll provide you with the best ones, and you will then have a period of time to consider the quotes and decide whether or not to accept one. Usually you’ll have a day or two to decide. You will not be under any obligation to accept one, so it’s a risk-free way to evaluate your options and find out how much money you can get for your structured settlements.
After you accept an offer, the process of completing the sale will begin. This will involve filling out more forms and documents in order to transfer ownership. You will need to allow some time for everything to be processed and to go through court, and you may need to speak in front of a judge in order to explain why the sale of your structured settlement is in your best interest. They will make a ruling on whether or not to allow the sale, and then you’ll receive your cash right away.
In some cases, the buyer of a structured settlement will even front some of the money to the seller so that they do not have to wait for the process to play out. This can be particularly useful in times when the money is needed in a hurry for an important financial obligation.
In the past, it was really difficult for most sellers to navigate the process. They didn’t have clear-cut instructions and they had to find a way to locate a potential buyer and then complete the transaction. Now, there are websites that basically serve as marketplaces. This shifts the power in the transaction so that there is more of a balance between the buyer and the seller in terms of leverage. When the buyers know that there are multiple people competing, they are more likely to offer more money and the seller is going to have an increased chance of getting a better deal. On the other hand, the old process used to leave the seller with only one buyer. That meant that they had little or no negotiating power and had to try to get the most out of only one buyer who knew that he or she did not have any competition.
If you are considering selling a structured settlement, you are fortunate to live in a time when the Internet offers a lot more options than sellers had in the past. This has created a shift in the marketplace for selling structured settlements, which can be felt both online and offline. However, there are still advantages to selling your structured settlement online.
Quicker Process
When you sell your structured settlement online, you will be able to work your way through a very quick process. You’ll visit a website like www.StructuredSettlement-Quotes.com, and then provide them with some basic information about yourself. This will include you contact information. Then you can fill out a form about the remaining payments on your structured settlement, as well as any other pertinent details. This entire process can be done at once and shouldn’t take up much of your time.
After you provide the information, the quotes will start coming in very quickly. They’ll screen out the best quotes and then provide them to you to consider, at which point you can make a decision on whether or not to accept one and go ahead and sell your structured settlements. This part of the process can move very quickly when you sell online, and it can be wrapped up in just a couple of days.
This enables you to move toward the sale a lot faster, which means that you can get the cash that you need in a hurry. As a result, it is a huge advantage in selling your structured settlements online.
Easy to Understand the Process
When you sell your structured settlement online, you can easily pull up step-by-step instructions and read them so that you understand what is happening and what information you need to provide.
This way you won’t have to worry about whether or not you missed anything or provided all of the necessary information. You simply follow the steps and then wait for the quotes to come rolling in. It really doesn’t get any easier than that.
In addition to being simple, it won’t require much work. You don’t have to worry about making a phone call or scheduling a meeting. You can simply fill out the forms that are needed on your own time in the comfort of your own home.
More Offers and Better Offers
When you sell your structured settlement online, you are increasing your chances of getting more offers and higher offers. This is because the people who want to buy your structured settlement know that they are competing with a number of other buyers. As a result, they will offer more money to increase their odds of placing the winning bid.
This is a far cry from the offline process in the past, because it used to be very difficult to find buyers. You’d be lucky to find one person interested in buying your structured settlement, let alone enough to create a bidding war.
If you have considered selling your structured settlement before, you may have had a difficult time locating potential buyers. This has been a common problem in the past, so it has caused a lot of people to shy away from selling their structured settlements. However, if you believe that it might be in your best interest to investigate your options with regard to selling your structured settlement, you owe it to yourself to find some potential buyers. Then you can get quotes and figure out exactly how much cash could be on the table for your structured settlement.
There are a number of advantages to selling your structured settlement. Some of them are predicated around short-term benefits, while others are part of a long-term strategy that can lead to more financial security in the future.
If you have short-term financial needs that you cannot afford to handle, then selling your structured settlement can get you the lump sum of money that you need in order to solve your financial problems. Often times, periodic payments aren’t enough to help, but the lump sum from the structured settlement can be enough to make a major difference in your current financial situation.
Another scenario might arise when you have an investment opportunity that you cannot afford to take advantage of given your current financial situation. However, when you sell your structured settlement, you will have the large amount of money needed to make the investment. This can give you great financial security in the future.
According to WikiHow, the first step in the process of deciding whether or not to sell is simply to determine whether or not you can sell your structured settlement. Some structured settlements are not transferable at all, but usually that will not be the case. In fact, even if there is some language in yours that says it is not transferable, you should speak to an expert.
In many cases, courts will rule for the owner of the structured settlement to be able to sell it if it is in their best interest. Thus, you shouldn’t give up just because you aren’t entirely sure whether you’ll be able to sell it. In fact, in some states, there are laws on the books that protect the rights of owners of structured settlements to be able to sell them, regardless of what any language in the agreement itself says.
The new way to find structured settlement buyers certainly beats the old one. All you have to do now is visit a website like StructuredSettlement-Quotes.com and fill out the forms to provide information about your structured settlement. Once you provide some details about the remaining payments and the value of your structured settlement, they will be able to get you some great quotes on offers to buy it from you for a lump sum of money. When buyers compete with each other to put in the best bid, it benefits you greatly.
More and more people are finding that selling their structured settlements can be a huge benefit to their financial well-being. There are a lot of reasons to consider selling your structured settlements, so you should definitely consider whether it is right for you.
Before you can decide whether you should go through with a sale or not, you need to try to figure out what a reasonable offer would be on the remaining payments in your structured settlements.
When you sell your structured settlements now, you’ll have to understand that you will not get the full value of the remaining payments. There are a couple of reasons for this. The first is that money now is worth more than the same amount of money in the future, as it will have the opportunity to gain interest over time. As a result, the fair value for the structured settlement is actually less than the total sum of the remaining payments.
In addition, you have to keep in mind that the people buying structured settlements do need to turn a profit, so that will be factored into the discounted rate as well. Thus, you’ll want to make sure that you have realistic expectations with regard to how much money you expect to receive for your structured settlement. Once you do that, you can proceed in the process and try to get a few quotes and weigh your options.
It’s really easy now to get quotes for your structured settlements, according to Market Watch. All you have to do is find a site that is offering quotes, such as www.StructuredSettlement-Quotes.com. You can then enter a little bit of information about your structured settlement, as well as your contact information. They will then shop your structured settlement around to buyers, looking for the best offers.
In the United States, about 15,000 structured settlements are bought or sold in a given year. This makes up a total of more than $6 billion changing hands and it is a market that is growing.
That said, if you are not actively involved in the structured settlement market, you may not realize what they are or have too much of an understanding over how they are implemented. They typically originate out of personal injury lawsuits, wrongful death claims or other similar legal action.
When a case is wrapped up, there will often be a structured settlement reached between the winner and loser in the case. Typically, there will be a series of payments that add up to the total amount of the decision. This enables the defendant to find a way to make payments without going into total financial disarray. It can also be advantageous to the recipient if the money is needed to pay for expenses that will be continuing for a long period of time.
According to Forbes, the driving factor behind most structured settlements is taxes. More accurately, it’s avoiding taxes. As long as the structured settlement meets specified requirements, the owner or recipient of the payments can have the federal income tax on the money waived. This is possible when the structured settlement arises out of a lawsuit or an agreement for payment in accordance with damages, which can be excluded from gross income. It can also be the case when there is a structured settlement arising from a workman’s compensation claim.
When the periodic payments are made, they must go to someone who was a claimant in the suit or who has been given a qualified assignment of those payments after the fact.
Essentially, all of that just means that money received in a structured settlement may be tax free when those conditions are met. Whether it comes from the end of a lawsuit, or from a settlement to avoid court all together, these requirements could potentially be met.
In order to get the full tax benefits, there must be a third party set up to be the assignment company. This company buys the annuity that is used to create the structured settlement, and receives a lump sum of money from the defendant. They then administer the policy and pay the recipient in accordance with the agreement in place.
This is a complicated structure, but it is necessary in order to receive the tax benefits that are mentioned above. As a result, it is commonly used to provide benefits to both parties involved.
It’s hard not to wonder about the possibilities of selling a structured settlement with so many people offering you that option. There are plenty of benefits to consider, and for a lot of people selling structured settlements makes perfect sense.
When you consider whether or not to sell your structured settlement, it is important that you consider both the pros and cons, according to Yahoo. In many cases, it makes perfect sense to go ahead and sell your structured settlement and see what you can get for it. However, in others, you may be better off holding onto it. You’ll need to figure out what is right for you and act accordingly.
With that in mind, below are some of the best reasons to sell your structured settlement payments.
This is by far the most common reason that people sell their structured settlement payments. They have an urgent financial need that they cannot account for with the money that they have on hand. As a result, they decide to look into all of their available options.
In many cases, the best available option is to sell their structured settlement and get a lump sum of cash right away that they can tap into in order to handle their pressing needs.
In many of these cases, the need arises due to unforeseen circumstances that are unrelated to the structured settlement. It could be due to car problems, home repairs or other random financial needs. However, in some cases it is directly related to the structured settlement.
Unfortunately, sometimes a structured settlement does not live up to what it is trying to do. For example, if there is a settlement that is supposed to provide for medical care as the result of an accident, it has to be carefully planned in order to ensure that it will continue to live up to the needs of the injured or ill.
Medical costs can rise rapidly as needs escalate and as part of inflation. As a result, if a structured settlement was created with fixed payments, they could very well become insufficient over time. If that is the case, there is often no other option than to sell the structured settlement for a lump sum that can provide some financial relief.
In some cases, the structured settlement is largely adequate to handle medical expenses, but some large unforeseen expenses can arise too. In these cases, it might be better to sell some payments while holding on to other in the future.
This is a balanced approach that can provide immediate financial assistance in the short term while still preserving some long-term financial security.
If you are considering selling your structured settlement, you need to know how much it is worth so that you understand whether or not the offers that you are getting are fair and reasonable. Given that you will be able to get quotes off of a marketplace that pits different buyers against one another, you should have a reasonably high likelihood of getting a good offer. The process online tilts the leverage in your favor by creating competition.
Even with that said, you need to know what your structured settlement is worth so that you can set a target price that you will receive. Make sure that you evaluate all of the factors carefully and make a decision that is not based upon impulse so that you do not make a decision that you regret in the future.
In order to figure out the present value, there are a number of different things that you need to take into account. They are laid out below, based on the present value calculator from StructuredSettlement-Quotes.com.
If you are going to receive a settlement based on an injury you received, then you are going to need to have a qualified structured settlement broker who will be able to explain all of the proceedings and help to ensure that you understand everything that you are going to be receiving in terms of payments. You are likely going to have a number of different options when it comes to your settlement, and if you do not have a qualified specialist on your side that will be able to help determine which options are the best for your situation, it can be rough going. The broker will let you know just how much your payments are going to be when you receive them. They will also let you know when you can receive the payments.
At StructuredSettlement-Quotes.com, we take a lot of pride in ensuring that our clients work with only the highest-rated certified funding partners. We’ve taken another step down the path of guaranteeing that you get the highest rates for your annuity or structured settlements – we’re proud to announce the addition of Assured Annuity as one of our certified funding partners.
Assured Annuity is the new buyer arm for Genex Capital, a company that’s been in the industry for 11 years, and has bought $750 million in annuities and structured settlements. Like us, Genex has an A+ rating from the Better Business Bureau, as evidence of their commitment to quality and integrity.
The addition of Assured Annuity offers our clients enhanced benefits in several ways, thanks in large part to what the company does. Here’s what you should know:
The immediate upshot of adding Assured Annuity is a healthier market place for our clients, and one that gives you the chance to realize the highest possible price for your annuity or structured settlement.
The benefits provided to our clients are due directly to the stronger demand and more favorable rates encouraged. Stronger demand for a product, any product, means that those who have that product are in a stronger position – more people want what they have.
Structured Settlement Quotes
Estamos decepcionados por la respuesta de hoy en el blog de John Darer a nuestro artículo de ayer (ver abajo). Mientras que el Sr. Darer tiene derecho a presentar alegaciones, conjeturas e insinuaciones para satisfacer su propia agenda, o sea lo que sea, nuestra opinión es que tal respuesta está fuera de foco.
El punto es que Structured Settlement Quotes proporciona a los beneficiarios los mejores precios del mercado. En una decisión de la Corte Superior de Rhode Island el 11 de febrero de 2011, una jurisdicción que supervisa cuidadosamente las tasas de descuento en las liquidaciones estructuradas de los pensionistas, el Registro de la Corte considera que el pensionado, un cliente de SSQ, había obtenido la mejor oferta de más de los 200 casos escuchados en el Estado hasta ese momento.
Mientras que el Sr. Darer puede optar por no referir sus clientes a SSQ por razones propias, nosotros lamentamos no ser capaces de ayudarlos y vamos a seguir haciendo todo lo posible para aquellos que optan por buscar nuestros servicios.
Structured Settlement Quotes
888-665-1257
When receiving an award for a personal injury case, the claimant is often puzzled by the choice of whether to take a lump sum settlement, or receive a structured settlement annuity. There are significant advantages to both. Receiving a lump sum provides a large amount of money in a single payment that can be used to pay down medical debts to allow the claimant to get back on their feet.However, a structured settlement annuity typically provides sizable monthly payments to pay for ongoing expenses like mortgage payments, car payments, utility expenses and daily living.
There are significant benefits of receiving a lump sum settlement that includes no more late checks or missing a payment that got “lost” in the mail. Receiving a lump sum of cash allows the claimant to move on with their life, and not be bound by the restrictions of a structured settlement annuity. They can choose the doctors they want to go to, and never have to worry if they have enough money to make payments for their medical care. Additionally, receiving a lump sum of cash minimizes the potential of the annuity provider going out of business or any other reason the payment would cease.
Este autor está encantado de anunciar que el artículo 1 de la Ley de Protección de Liquidaciones Estructuradas de Vermont (o SSPA) entró en vigor el 1 de julio de 2012.
Tras el paso de la legislatura al Estado, las secciones 2, 3, 4 y 5 se convierten en ley.
EL proyecto fue aprobado 18 de mayo 2012.
H.778 N º 168. "Un acto relacionado a las liquidaciones estructuradas y para la prohibición de la confabulación como una violación de antimonopolio"
Con el valor de la liquidación estructurada en lo que algunos consideran un alto, no hay mejor momento que ahora para las reformas.
New Hampshire y Wisconsin son los únicos Estados que no han adoptado su propia SSPA. Si usted reside en Nueva Hampshire y Wisconsin y está leyendo este artículo, le recomendamos que escriba, llame, o envíe un correo electrónico a su representante local, el gobernador, o a una figura pública a nivel estatal y pedirle a ellos también que pasen las reformas para proteger a sus electores
Afortunadamente para los que viven en New Hampshire y Wisconsin, todavía pueden transferir los derechos de pagos bajo la Ley de Protección de liquidaciones estructuradas del Estado en el que se encuentra la compañía de seguros que ha emitido pago.
En 2000, el NSSTA y NASP llegaron a un acuerdo de lo que a su juicio sería proteger a los consumidores en la venta de las liquidaciones estructuradas para obtener dinero en efectivo. El idioma que producen se conoce como la "Ley Estatal Modelo de Protección de Liquidaciones Estructuradas".
Tras examinar detenidamente, Vermont ha realizado importantes medidas legislativas en la promulgación de la protección al consumidor mucho más allá de lo anterior. El Fiscal General William H. Sorrell pasó a la historia para afirmar que las recientes leyes representan, "... las mejoras más importantes en cuanto a las leyes de protección al consumidor del estado en años."
Las siguientes medidas entraron en vigor a partir del 1 de julio 2012
Prestamistas sin licencia (H.730)
Comercialización con causa (H. 730)
Programas de membrecía de descuento (H. 254)
Las brechas de seguridad (H. 254)
Las liquidaciones estructuradas (H. 778) H778 proporciona normas sustantivas y de procedimiento de los tribunales de Vermont para la revisión de una propuesta de compra de cualquier flujo garantizado de los pagos derivados de la liquidación de una demanda por responsabilidad civil.
Complicidad Antimonopolio (H. 778)
Ampliación del Programa de Asistencia al Consumidor (CAP)
El plomo en los alimentos (H. 730)
Mientras algunos creen que Vermont promulgó recientemente la protección al consumidor en un esfuerzo por seguir recibiendo los $ 25 millones anuales en dinero provenientes del acuerdo del tabaco, Structured Settlement Quotes LLC aplaude al Fiscal General Sorrel, al gobernador Peter Shumlin y a la Legislatura del Estado de Vermont por pasar las Liquidaciones Estructuradas (H. 778 )
2012 ha sido un año más interesante en el mercado secundario de liquidaciones estructuradas. En las próximas semanas vamos a estar lanzando una serie de artículos en los que vamos a repasar los acontecimientos más importantes de la primera mitad del año.
Para ver una copia de la ley SSPA de Vermont, visite el siguiente enlace.
H.778 N º 168
When most people are going to receive compensation for injuries, the insurance company that is going to pay the claimant will offer a settlement option. While it is possible to choose a lump sum at this time, people often choose a settlement option that guarantees regular payments each month or even annually.Most prefer this option because they are not going to have to pay taxes on settlement payments.
POSIBLES PROBLEMAS en la compra-venta de liquidaciones ESTRUCTURADAS
Las liquidaciones estructuradas se han diseñado para ayudar a mitigar su situación financiera y pagar una indemnización por los daños, el sufrimiento y las heridas. La mayoría de estas liquidaciones se deben a lesiones personales o reclamos de responsabilidad civil. Sin embargo, si usted encuentra que sus pagos no son más que suficiente para su insostenible situación, podría considerar su venta. Aunque esto es posible, usted necesita saber un poco más acerca de los posibles problemas de compra de la liquidación estructurada, y como se pueden evitar muchos de estos.
USTED Vuelve A LA CORTE
Una cosa que sorprende a muchas personas es que tienen que volver a la corte con el fin de vender una liquidación estructurada (técnicamente llamado una transferencia). El juez es el responsable de determinar si la venta tiene el mejor interés y de permitir que se proceda a la venta. En esta decisión se toman muchos factores diferentes, incluyendo su situación financiera y necesidades. El tribunal no aprobará una transferencia si usted realmente no necesita los fondos de inmediato o no puede probar que usted los necesita.
CONSIDERACIONES DEL COMPRADOR
Un gran problema cuando se trata de problemas de compra de liquidaciones estructuradas es la empresa de financiación que compra de sus pagos. La corte va a tomar una mirada larga y dura en los términos que se ofrecen y si no los considera "justo", se le negará la transferencia. ¿Cuáles son las condiciones justas? Esencialmente, el tribunal quiere asegurarse de que usted no está siendo aventajado, buscando un acuerdo en el que usted mantenga la mayoría de sus fondos. En muchos casos, se puede mantener hasta el 90% del dinero que se debe, pero esto varía considerablemente de una compañía a otra, por lo que comparar las compañías es muy importante.
AYUDA LEGAL
Aunque usted no piense en esto, tener ayuda legal a la hora de vender su liquidación estructurada es muy importante. Un abogado será capaz de mirar a las ofertas que le ofrecen y le dirá si vale la pena su tiempo o si tiene la oportunidad de ser aprobado por el tribunal. Un experto legal también le ayudará a asegurarse de que usted no está siendo aventajado por una empresa sin escrúpulos.
MEJOR COTIZACION
Como se ha mencionado, es importante que usted investigue y busque por la oferta más adecuada para evitar los posibles problemas que tiene la compra de liquidaciones estructuradas. La forma más sencilla de hacerlo es trabajar con una sociedad de corretaje experta conocida por conectar a las personas en su situación con las empresas de la industria de la financiación.
Settlements for an injury case can be quite handy and can help you pay for many of your financial needs.However, people will sometimes find that they need to have a lot more than those payments offer, and that might cause them to want to sell settlements to a buyer.
This option offers some pros and cons, and it is a good idea to understand them before you start looking for a company to buy your settlement. When you want to sell settlements, the only real issues that you might have are finding a reputable company to buy from you and making sure that they are offering a fair deal.You have to expect that you are going to have a bit less than the actual value when you are selling, but you want to make sure that you are still getting a fair deal.
The biggest advantage to selling your settlement is the fact that you are going to be able to get the money that you need without having to wait.You might not be able to qualify for a loan, and you might not want to get a loan when you have this money owed to you. If you are going to be buying a new vehicle or a home, you might find that being able to buy the property outright is going to help you save money in the long run, even helping to offset the difference from the actual value of your settlement and the amount you get when you sell.
NECESITO UN ABOGADO PARA VENDER LOS PAGOS DE LA ANUALIDAD?
La venta de sus pertenencias por lo general no requieren la asistencia legal, pero la situación se vuelve un poco diferente cuando se habla sobre la venta de rentas vitalicias. ¿Necesita un abogado para vender anualidades? La respuesta aquí es un poco ambigua. ¿Qué hay que saber sobre el proceso y la necesidad de expertos en ayuda legal? A continuación, usted aprenderá un poco más sobre la situación.
Tal vez sí, pero quizás no
En primer lugar, hay que saber que sólo hay ocho estados del país donde se requiere "asesoramiento profesional independiente" para vender anualidades. Esos estados son Ohio, Carolina del Norte, Alaska, Louisiana, Delaware, Minnesota, Maine y Maryland. Los tipos de asesoramiento que usted necesita son impositivos, legales y financieros, y un profesional en cualquiera de estas áreas puede ayudarlo. Mientras que sólo estos ocho estados lo requieren, también es recomendable para todos los estados restantes.
SIN DUDA ES UNA BUENA IDEA TENER UN ABOGADO PARA VENDER LOS PAGOS DE ANUALIDAD
Mientras que sólo en los estados antes mencionados, es obligatorio tener el asesoramiento de un profesional, es realmente una buena idea hablar con un abogado o por lo menos con su asesor financiero antes de decidirse a vender los pagos de anualidades. Un asesor financiero le puede ayudar a asegurarse de que está tomando la decisión correcta para su futuro financiero, y un abogado puede ayudarle a saber si su anualidad en realidad se puede vender (hay muchos casos en los que se prohíbe la venta de los pagos de anualidades, incluyendo una anualidad heredada o aquella en que la venta está prohibida por un fideicomiso). Por lo tanto, si bien podría no ser un requisito legal para usted, es siempre una buena idea tener acceso a un abogado experto de un abogado.
USO DE LOS ABOGADOS DE LA EMPRESA DE TRANSFERENCIA
Usted puede tener la tentación de utilizar el asesoramiento del abogado que trabaja en nombre de la compañía de transferencia cuando usted decide vender los pagos de anualidades. Después de todo, los dos están trabajando hacia el mismo objetivo, ¿no? Error!! - si usted va a consultar un abogado, consulte a su propio abogado. El abogado que trabaja para la compañía de transferencia tiene sus mejores intereses en mente, que no necesariamente coinciden con los tuyos. Contrate su propio abogado y obtenga un asesoramiento independiente e imparcial.
SI USTED VA A LA CORTE
Si su venta requiere que se transfiera ante un juez, sin duda necesitara un abogado a su lado para ayudarle a entender lo que está pasando y asegurarse de que la transferencia tenga las mayores posibilidades de ser aprobada.
VENTA DE LA LIQUIDACIÓN DE PAGOS MENSUALES DE SEGUROS
Reciba una suma fija de dinero en efectivo por la liquidación de su seguro.
Los máximos compradores de liquidaciones de seguros competirán para comprar su flujo de pagos de liquidación.
¿Recibe usted pagos de una demanda por lesiones personales, pagos de anualidades, una liquidación estructurada, o premios de lotería? Quotes Settlement (SQ) le ayudará a convertir sus pagos futuros en una suma fija de dinero en efectivo.
La vida cambia y también lo hacen sus obligaciones financieras. Hay muchas razones para recibir una suma fija de dinero en efectivo por sus pagos de liquidación, incluyendo, cargas financieras, pagos de deudas, grandes compras, como un coche nuevo o una casa, o la construcción de un negocio.
SQ tiene una de las mejores tasas de descuento en la industria. El promedio nacional es de 19,2%. Nuestros clientes obtienen un descuento promedio del 11%. Nuestro sistema tiene varias compañías de financiamiento de nivel para competir por su venta. Nuestro principal objetivo es brindarle la mayor cantidad de dinero por sus pagos.
Sólo tiene que llenar el breve formulario de arriba y nos pondremos en contacto con usted con la oferta más alta. Para asistencia inmediata llame al 1-888-562-1268 y hable con nuestro representante.
¿Pueden los tribunales rechazar la transferencia de una liquidación estructurada?
Cuando se trata de su dinero, la mayoría de la gente asume que la forma en que se usa realmente depende de ellos. Esto incluye pagos de liquidación estructurada y anualidades. Sin embargo, ese no es realmente el caso. La mayoría de los estados ahora tienen leyes vigentes que rigen la forma en que las liquidaciones estructuradas deben ser manejadas, incluyendo las ventas (técnicamente transferencias). ¿Puede un tribunal de hecho rechazar la transferencia de una liquidación estructurada? La respuesta sencilla es sí, el tribunal puede rechazar cualquier transferencia, pero hay más en esta historia.
Una mirada más profunda
Para entender realmente lo que está pasando aquí, usted necesita saber más sobre la historia de este mercado. Muchos estados y grupos defensores del consumidor han tenido durante mucho tiempo una mala opinión de las transferencias de liquidación estructurada debido a la naturaleza depredadora de algunas compañías que operan en el país. Estas empresas se aprovechaban de los incautos y desesperados, convenciéndolos de que la venta de liquidaciones estructuradas era la mejor opción para su situación financiera.
La mayoría de los estados han promulgado leyes para proteger a los consumidores de estas empresas. La consecuencia inmediata es que todas las transferencias (ventas) deben pasar a través del litigio - el caso debe ser oído por un juez. El juez determinará entonces si la transferencia está a favor de los intereses del beneficiario y si se permite o no avanzar con la venta. En muchos casos, el juez niega la transferencia. ¿Por qué pasa esto?
MOTIVOS DE RECHAZO
Hay tantas razones para el rechazo de una transferencia, como intentos de transferencias. La razón más común es que la transferencia "no tiene el mejor interés para el beneficiario". Sin embargo, hay otros factores atenuantes. Por ejemplo, si la empresa de financiación recomienda que el beneficiario busque consejo legal antes de entrar en un acuerdo de transferencia, es muy probable que el tribunal rechace la propuesta. Si el tribunal no ve pruebas de una necesidad económica real en la vida del beneficiario, se rechazará la propuesta (los gastos innecesarios no se consideran "necesidades").
Por último, el tribunal también puede rechazar una transferencia de liquidación estructurada si la transferencia no se considera "justa y razonable". Por ejemplo, si la empresa de financiación ofrece un pago de sólo el 50% de los pagos de liquidación totales es muy probable que el tribunal rechace la propuesta.
Como se puede ver, hay muchas razones para que un tribunal rechace una transferencia de liquidación estructurada. Su mejor defensa es mostrar una verdadera necesidad económica y asegurarse de que usted está trabajando con una empresa de financiación que ofrece condiciones justas.
