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  2. By submitting this form, I am providing Structured Settlement Quotes with express written consent to contact me regarding product offerings by SMS/text messages or by using an auto dialer (or automated means) at the phone number(s) provided and such consent is not a condition of a purchase. I also consent and agree to Structured Settlement Quotes’s Privacy Policy and/or Terms of Use.

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Complete the form below and get your Competitive Price Quotes within 2 hours! Its Easy as 1-2-3
  1. Step 1
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    1 - Enter General Information:
    I have a:
    Structured Settlement Lottery Payments Other Annuity Worker's Compensation
    Name of Insurance Company That Pays Me
    2 - Describe each Payment Stream you want to Sell (one payment stream at a time):
    Would you like to enter another payment stream?
    Life Contingent
    Cost of Living Increase
    Your Payment Streams
    # Frequency Next Payment Amount Last Payment Guaranteed COLA Increase On Date Delete
    3 - Tell us about your highest offer so far, if any, then Click on "Finished":
    Have you received offers from other companies?

EducationWhen a tort victim becomes a member of Settlement Quotes they are asked a series of questions to understand their payment stream, personal info, and what other quotes they have received. It is astonishing to see the discount rates that other companies offer.

Many times the information that the tort victim provides us is an initial quote from usually one other competitor. Instead of providing a quote that is only $500- $1,000 higher than their initial quote, we provide the tort victim quotes that have the lowest discount rates possible, while still getting the transaction completed within 6- 8 weeks.

Settlement Quotes has created a chart illustrating acceptable discount rates that a factoring company should offer in a structured settlement factoring transaction. This chart depicts a cash flow that has monthly payments ranging from 5- 30 years. Lump sum payments are slightly different.

Discount rate chart

This chart should be used by judges to approve factoring transactions. If a company offers discount rates higher than the rates listed, the case should be denied! This chart is not meant to show how low the discount rates can get, but rather the maximum a discount rate should be. These rates still leave room, even for the largest companies to make a profit.

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