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    2 - Describe each Payment Stream you want to Sell (one payment stream at a time):
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2 Words- "Interest Drag"

What is interest drag?

Interest drag is the process of prolonging a structured settlement factoring transaction to earn interest off the delayed time before the transaction is funded.

Is every prolonged deal a case of interest drag?

No, there can be many delays in the factoring process such as acquiring court dates especially in states like New York and North Carolina.

Structured Settlement Factoring Discount Rate Calculator

For all you daily readers, sorry we haven't posted much lately, Settlement Quotes has been working on some exciting projects, including the new website design, our discount rate calculator, and our present value calculator.

New Website Design

Settlement Quotes decided it was time for an updated design using "The Structured Settlement Factoring Exchange" (first coined by John Darer) as our new slogan. The website also received a member section overhaul as well as an administration section overhaul.

How the Internet Effects Consumers Selling Structured Settlement Payments

EducationIts estimated that 68% of Americans use the internet on a regular basis. This is an increase of over 120% since the year 2000. Over the next 3- 5 years the same type of increase is expected. As more and more structured settlement recipients gain access to the World Wide Web, comes greater responsibility for structured settlement factoring companies to educate these consumers on the process, laws, and facts of the industry.

The REAL Truth About "Servicing"


Matt Bracy of Settlement Capital wrote in this blog post, an uninformative post about servicing of structured settlement payments by factoring companies. Before I get into a rant about why Mr. Bracy did not get down to the real issues in his blog post, I would like to first say that I do respect Mr. Bracy and the work he does for the structured settlement factoring industry.

Interview With Client of Settlement Quotes

karenSettlement Quotes, LLC provides structured settlement brokerage services to tort victims selling the rights to their structured settlement payments. There are several reasons why this author believes every tort victim interested in selling their structured settlement payments should contact Settlement Quotes, but we decided to ask a client instead. The following interview was taken with a current client of Settlement Quotes. Her name has been changed to protect her privacy.

The Time Value of Money In Structured Settlement Factoring

Factoring EducationKnowing something about at least the basic principles of investing is fundamentally important if you plan on getting into that game. Just as you wouldn’t buy a house without getting all the information on the structure and costs, or a car without ‘kicking the tires’, anyone who wants to invest their money either in the stocks or annuities should get to know a few basic terms and what they mean, the Time Value of Money is one of these.

Structured Settlement Factoring- Buyers Market

Dominic OrselThis following post is a guest post by Dominic Orsel. Dominic is a day trader based out of Sacramento California.

With the increased volatility of the stock market over the last few months, both equity firms and private investors are pouring money into the more secure annuity market. It is important for tort victims to realize the signifigance of their structured settlement in todays financial marketplace. Investors are becoming increasingly interested in these financial vehicles due to the security that they provide with the up and down movement of todays stock market.

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