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  2. By submitting this form, I am providing Structured Settlement Quotes with express written consent to contact me regarding product offerings by SMS/text messages or by using an auto dialer (or automated means) at the phone number(s) provided and such consent is not a condition of a purchase. I also consent and agree to Structured Settlement Quotes’s Privacy Policy and/or Terms of Use.

Please enter your name and a valid phone number so we can contact you
Congratulations, you have successfully submitted your payment particulars and Our Certified Funding Partners have started the bid Process. You will be contacted by Telephone within hours to be given your highest quote. Please stay by the phone.
Complete the form below and get your Competitive Price Quotes within 2 hours! Its Easy as 1-2-3
  1. Step 1
    Step 2
    Step 3
    1 - Enter General Information:
    I have a:
    Structured Settlement Lottery Payments Other Annuity Worker's Compensation
    Name of Insurance Company That Pays Me
    2 - Describe each Payment Stream you want to Sell (one payment stream at a time):
    Would you like to enter another payment stream?
    Life Contingent
    Cost of Living Increase
    Your Payment Streams
    # Frequency Next Payment Amount Last Payment Guaranteed COLA Increase On Date Delete
    3 - Tell us about your highest offer so far, if any, then Click on "Finished":
    Have you received offers from other companies?
CASH IN TODAY. Highest Price Payout, Fast in Five Easy Steps
  1. Complete the form above* by following the easy step-by-step instructions.
  2. Sit back and relax while SSQ shops your payments to its Certified Funders and Calls you with the Highest Bid same business day.
  3. Accept the Highest Offer.
  4. Review sale documents with an SSQ arranged Notary Public representative and get signed up.
  5. Get funded by wire transfer following completion of the transfer process, usually within 6 to 8 weeks from acceptance.
* We never provide your contact information to the Funding Companies unless you accept an offer and instruct us to do so. By working with us you avoid the unwanted phone calls and pressure tactics inflicted upon you by some of the funding companies.

Happy Clients Stories

  • Susan W. -- Sacramento, California
    Susan W. -- Sacramento, California
    Before I came to Settlement Quotes, I had received several quotes from other companies to buy my structured settlement payments. I was astonished by the offer that Settlement Quotes provided and couldn't refuse. They completed the transaction within 6 weeks as promised. I couldn't have been happier.
    Submit your Quote Request Today and get SSQ working for You!
  • Gina V. -- Chicago, Illinios
    Gina V. -- Chicago, Illinios
    Thank you so much for your help. The money is now in my account. Thanks for your help during a very scary time. I am now at a parish as an interim rector/priest part time, and this money will help pay back many folks who helped out during my time of unemployment -- as you also helped out during this time. Thanks again!
    Submit your Quote Request Today and get SSQ working for You!
  • Keisha and Rick S. -- Jacksonville,Florida
    Keisha and Rick S. -- Jacksonville,Florida
    I am absolutely thrilled with the job your company did for me. I was informed almost on a daily basis where my transaction was and when I would receive my money. I enjoyed working with James and the rest of your staff. Thanks again.
    Submit your Quote Request Today and get SSQ working for You!
  • Ashley C. -- Thatcher, Arizona
    The process went smoothly, Structured Settlement Quotes had a very good offer compared to everyone else we asked. We were able to pay off debts and use the remaining money to start a savings fund for our daughter.
    Submit your Quote Request Today and get SSQ working for You!
  • Jon N. -- Sicklerville, New Jersey
    I have sold my structured settlement payments several times before. Overall, I had the best experience with companies that Structured Settlement Quotes found for me. If I had any more payments, I would go back to them. And yes, I have told many other people about them. They are just great!
    Submit your Quote Request Today and get SSQ working for You!

Why Courts Avoid Lump Sum Settlements and What You Can Do About It

If you have been injured in an accident that was not your fault or have been the victim of shoddy manufacturing quality, you may be entitled to repayment for your pain, suffering and injury. The court will evaluate your case, listen to both sides and then make an award judgment. In some cases, this can be a very significant amount of money. However, if you’re thinking about receiving that money all at one time, it might be best to rethink things. Chances are good the court isn’t going to award a lump sum. Why do courts avoid lump sum settlements?

The Question of Amount

In many instances, courts avoid lump sum settlements because of the amount of the settlement and the detrimental effect it would have on the defendant’s situation if it were awarded all at one time. To avoid completely ruining a company, courts will usually award a structured settlement, allowing the company to pay out slowly, over a long period of time.

The Question of Taxes

Sometimes, accepting a lump sum payment isn’t a good idea for you, particularly when there’s a heavy tax burden to bear. In some cases, you won’t have to pay taxes on a lump sum settlement, but that’s not always the situation and you’ll need to speak with your attorney to determine if accepting an offered lump sum settlement makes sense for you.

Benefits of a Structured Settlement

While getting your money upfront might seem like a good thing (and sometimes it’s necessary), there are some benefits to courts that avoid lump sum settlements. Many awardees find that they spend all of their settlement very quickly, leaving them nothing to live on afterward. A structured settlement avoids this completely.

A Way Out

Even if the court decides that your settlement should be in regular payments rather than as a lump sum, there is a light at the end of the tunnel. There are companies out there that will buy your structured settlement agreement in exchange for a lump sum of cash (less a certain percentage). It’s best to approach this situation with a trusted broker who understands the industry and will help you get the best deal possible for your structured payments. Going it alone here is not advisable, but with the right help from an expert, experienced brokerage, you can have the financial footing that you deserve.

What You Should Know When Choosing between Companies That Buy Structured Settlements

The choice to accept a structured settlement might seem irreversible, but it’s not. Many people find that while a structured settlement makes sense on paper, it doesn’t work well for their personal situation. From back bills to paying for their children’s education, that money could be put to use right away in their lives. There are companies out there that buy structured settlements, though, so you’re not really locked into those periodic payments. What should you know when choosing between companies that buy structured settlements?

Compare, Compare, Compare

The most important thing to remember when selling structured settlements is that not all buyers are the same. Just as with any other industry, there are worthwhile companies and those that should be avoided. How do you tell the difference? The best way to make a wise choice is to compare your options. By comparing offers from various companies, you can determine which ones offer the best benefits.

Key Factors in Your Comparison

During your comparison of different companies that buy structured settlements, it’s vital that you compare several key factors. For instance, you need to ensure that all offers you consider are in compliance with state and federal law. You also need to ensure that you’re working with a company that offers the most cash possible for your structured settlement. No company will offer you 100% of the money that you would eventually receive over the life of your payment program, but you can choose one that offers the chance to receive most of it.

What to Know Before You Sell Your Annuity

Your annuity payments certainly help offset your financial situation, but sometimes they might not be enough. If only there were a way you could get a lump sum instead of small, ongoing payments. Actually, there is a way to do just that. You can sell your annuity. However, that’s not necessarily the best choice for you – there are things you need to know before you sell your annuity to ensure that you’re making the right decision.

Check Local Laws

One thing you need to do before anything else is check your state laws in regards to annuity sales. Each state has its own requirements, in addition to federal laws governing the transfer of annuities, and you’ll need to make sure you’re in compliance with all of them. If necessary, contact an attorney to help you understand the process, your obligations and the laws that apply to you.

How Much Money?

Another consideration here will be the amount of money you can get for your annuity. Don’t think that you’ll get 100% of the money remaining to you – it doesn’t work that way. Most funding companies offer a percentage of what you have coming, but there are other mitigating factors, including how your payments are set up, the total amount of the annuity and more. You’ll also find that funding companies vary just like banks in regard to the terms they offer, so shopping around is pretty important. Just as you would compare lenders, you need to compare funding companies to arrive at the best choice for your needs.

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