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  2. By submitting this form, I am providing Structured Settlement Quotes with express written consent to contact me regarding product offerings by SMS/text messages or by using an auto dialer (or automated means) at the phone number(s) provided and such consent is not a condition of a purchase. I also consent and agree to Structured Settlement Quotes’s Privacy Policy and/or Terms of Use.

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  1. Step 1
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    Step 3
    1 - Enter General Information:
    I have a:
    Structured Settlement Lottery Payments Other Annuity Worker's Compensation
    Name of Insurance Company That Pays Me
    2 - Describe each Payment Stream you want to Sell (one payment stream at a time):
    Would you like to enter another payment stream?
    Life Contingent
    Cost of Living Increase
    Your Payment Streams
    # Frequency Next Payment Amount Last Payment Guaranteed COLA Increase On Date Delete
    3 - Tell us about your highest offer so far, if any, then Click on "Finished":
    Have you received offers from other companies?

Whether you’ve been injured by another party, by a product or are the recipient of payments from a life insurance policy, chances are good that your money will come in the form of a structured settlement. In many ways, this is the ideal solution – it ensures that you have a reliable income for years to come, helps prevent you from inadvertently spending all of your settlement very quickly and also helps keep the paying company solvent. However, it’s not always ideal. Sometimes you need more money. If this is the case for you, you need to know how to sell a structured settlement.

Find a Company

The first step to sell a structured settlement is to find a company willing to buy it. You might be surprised, but there are lots of different companies out there more than willing to pay you a lump sum in exchange for your settlement. However, things get tricky here. You need to do more than choose the first company that makes you an offer. You need to make a wise decision.

Amount of Money

It’s important to realize that when you sell a structured settlement, you will not be receiving the entire amount due to you if you were to remain with the original payment agreement. Every company that buys settlements does so with some loss to you. However, for most people, this loss is tolerable in exchange for the ability to have a large lump sum of cash immediately. The trick is to find a company that offers the highest percentage of your original sum in a lump payment.


You should never enter into an agreement with a company that you haven’t fully vetted. Not all companies that buy settlements are the same, and there are predatory companies out there (just as with any other industry). Therefore, you need to ensure that you take the appropriate amount of time to check into each company’s reputation and determine if they are reputable, honest and upfront.

Get Quotes in One Place

Going it alone when you sell a structured settlement is not the ideal course of action. You should work with a brokerage capable of supplying you with quotes from companies that buy settlements. This ensures that you have several different offers very quickly, and that you can compare your options to make an informed, reasoned decision regarding your financial future.

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