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Congratulations, you have successfully submitted your payment particulars and Our Certified Funding Partners have started the bid Process. You will be contacted by Telephone within hours to be given your highest quote. Please stay by the phone.
Complete the form below and get your Competitive Price Quotes within 2 hours! Its Easy as 1-2-3
  1. Step 1
    Step 2
    Step 3
    1 - Enter General Information:
    I have a:
    Structured Settlement Lottery Payments Other Annuity Worker's Compensation
    Name of Insurance Company That Pays Me
    2 - Describe each Payment Stream you want to Sell (one payment stream at a time):
    Would you like to enter another payment stream?
    Life Contingent
    Cost of Living Increase
    Your Payment Streams
    # Frequency Next Payment Amount Last Payment Guaranteed COLA Increase On Date Delete
    3 - Tell us about your highest offer so far, if any, then Click on "Finished":
    Have you received offers from other companies?

There are several indirect costs involved while selling annuity payments for a lump sum of money. The goal for many consumers is to eliminate or reduce some of these costs.

The biggest cost when selling your annuity is the time value of money. The further your future payments are away from the present time the more money you will lose when selling your payments. It is not an ideal situation to sell your payments if they are more than ten years away from their payout period.

Other fees included in the factoring process is the underwriting process which is standard for all annuity transfer transactions. This fee is standard on every case.

Most companies do not charge any upfront fees but include their fees in your quoted figure.

The best advice an annuity factoring consultant can provide is to look at all other options before cashing out an annuity. The best scenario would be to apply for a personal loan from your local bank. The interest rate is usually lower than that of a factoring company. Credit cards aren't an ideal financial tool because the interest rate is too high.

If you would like to cash out your annuity feel free to contact Settlement Quotes and we will provide you with multiple quotes from reputable factoring companies.

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