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  2. By submitting this form, I am providing Structured Settlement Quotes with express written consent to contact me regarding product offerings by SMS/text messages or by using an auto dialer (or automated means) at the phone number(s) provided and such consent is not a condition of a purchase. I also consent and agree to Structured Settlement Quotes’s Privacy Policy and/or Terms of Use.

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Congratulations, you have successfully submitted your payment particulars and Our Certified Funding Partners have started the bid Process. You will be contacted by Telephone within hours to be given your highest quote. Please stay by the phone.
Complete the form below and get your Competitive Price Quotes within 2 hours! Its Easy as 1-2-3
  1. Step 1
    Step 2
    Step 3
    1 - Enter General Information:
    I have a:
    Structured Settlement Lottery Payments Other Annuity Worker's Compensation
    Name of Insurance Company That Pays Me
    2 - Describe each Payment Stream you want to Sell (one payment stream at a time):
    Would you like to enter another payment stream?
    Life Contingent
    Cost of Living Increase
    Your Payment Streams
    # Frequency Next Payment Amount Last Payment Guaranteed COLA Increase On Date Delete
    3 - Tell us about your highest offer so far, if any, then Click on "Finished":
    Have you received offers from other companies?

This calculator provides both the nominal annual rate and effective discount rate of a structured settlement funding transaction. Please feel free to place this on your blog or website.

What does this calculator do? This calculator calculates both the effective discount rate and the nominal annual discount rate of a structured settlement funding transaction. This calculator was created to help consumers, judges, brokers, and other financial professionals calculate the discount rate of a settlement factoring transaction understanding that in most cases a discount rate above 14% is a ripoff (depending on the payment stream).


What is a discount rate? The discount rate is metric to determine the present value of a future value of payments. Structured settlement funding transactions are priced using this rate. The time value of money is a metric used to calculate the discount rate of future money.

How do I use this calculator? First, enter a present value or cash offer a company has provided for the structured settlement. After entering the present value of the structured settlement/annuity, enter the payment stream of the structured settlement including the next payment date, number of payments, amount of payment, and click calculate. You will now be given an effective rate and a nominal annual discount rate.

How do I place this on my web site? To place this calculator on your web site, simply copy and paste the code below into the appropriate spot on your blog or web site. Please do not remove any code from the textarea below, otherwise the calculator will not function properly.

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