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  2. By submitting this form, I am providing Structured Settlement Quotes with express written consent to contact me regarding product offerings by SMS/text messages or by using an auto dialer (or automated means) at the phone number(s) provided and such consent is not a condition of a purchase. I also consent and agree to Structured Settlement Quotes’s Privacy Policy and/or Terms of Use.

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Congratulations, you have successfully submitted your payment particulars and Our Certified Funding Partners have started the bid Process. You will be contacted by Telephone within hours to be given your highest quote. Please stay by the phone.
Complete the form below and get your Competitive Price Quotes within 2 hours! Its Easy as 1-2-3
  1. Step 1
    Step 2
    Step 3
    1 - Enter General Information:
    I have a:
    Structured Settlement Lottery Payments Other Annuity Worker's Compensation
    Name of Insurance Company That Pays Me
    2 - Describe each Payment Stream you want to Sell (one payment stream at a time):
    Would you like to enter another payment stream?
    Life Contingent
    Cost of Living Increase
    Your Payment Streams
    # Frequency Next Payment Amount Last Payment Guaranteed COLA Increase On Date Delete
    3 - Tell us about your highest offer so far, if any, then Click on "Finished":
    Have you received offers from other companies?

The following questions were asked by structured settlement factoring companies to Settlement Quotes when acquiring additional quotes on a structured settlement factoring transaction for a client:

  • "Is this a legitimate offer?"
  • "Can you get this quote in writing?"
  • "Can they make money with a discount rate that low?"

The answer to all of these questions was "Yes!" After providing these companies with the written offer to see if they could beat the quote that I obtained, I received criticism for using a company that provides a discount rate in the 8% range.

What is wrong with providing a client an excellent quote?

In this authors opinion, structured settlement factoring companies objective should be to provide their clients or future clients with their best offer. Many factoring companies will start their offers very low hoping they can close the deal and make a large profit. This type of business practice is not good for the consumer or for the industry.

Most individuals selling a portion of their structured settlement are not in great financial standing. Taking advantage of these individuals seems to be a common practice among a few factoring companies in this industry.

At Settlement Quotes our business plan is designed to provide the lowest discount rate and highest quotes possible for our clients. This business plan does not render large profits for our company, but does render a great service for our clients.

get a quote with low discount rates
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