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    1 - Enter General Information:
    I have a:
    Structured Settlement Lottery Payments Other Annuity Worker's Compensation
    Name of Insurance Company That Pays Me
    2 - Describe each Payment Stream you want to Sell (one payment stream at a time):
    Would you like to enter another payment stream?
    Life Contingent
    Cost of Living Increase
    Your Payment Streams
    # Frequency Next Payment Amount Last Payment Guaranteed COLA Increase On Date Delete
    3 - Tell us about your highest offer so far, if any, then Click on "Finished":
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For annuitants seeking to sell their structured settlements, Settlement Quotes offers this advice: seller beware.

Dallas, TX (Vocus) May 3, 2010 -- For annuitants seeking to sell their structured settlements, Settlement Quotes offers this advice: seller beware.

There is an entire competitive marketplace with companies offering the "best prices" for structured settlement recipients interested in selling. Many of these companies are not telling the truth, according to industry expert Andrew Cravenho.

"Many companies in the industry are designed to maximize profits, and in return they offer annuitants the lowest possible amount for their future structured settlement payment rights," he said.

These companies may say "they are using the same software that judges use to find the present value of their annuity payments." Cravenho said that this is simply not true.

"Every payment stream can be purchased at a higher price depending on the rate the payment is being purchased. For example an 8 percent discount rate would yield a higher price to the annuitant than a 9 percent rate would," he said.

Another company told a annuitant that their case would be denied in court if they were offered "too much" for their structured settlement, Cravenho said. This also is completely false.

He advises annuitants to shop their payments to multiple companies, or use a company that will shop their payments to multiple investors. They also should check with the Better Business Bureau before entering into any agreement.

Cravenho is CEO of Settlement Quotes, LLC, a structured settlement factoring exchange with a unique business model that allows it to give annuitants the best prices.

About Settlement Quotes

Settlement Quotes is a market leader in providing a marketplace for the purchase and sale of structured settlement payments and other annuities in every state. It provides quotes on structured settlement and other insurance annuity payments. For more information, visit www.structuredsettlement-quotes.com.

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