selling-your-structured-settlements-can-be-a-windfall-at-the-right-time | Structured Settlements | Blog
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    1 - Enter General Information:
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    2 - Describe each Payment Stream you want to Sell (one payment stream at a time):
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More and more people are finding that selling their structured settlements can be a huge benefit to their financial well-being. There are a lot of reasons to consider selling your structured settlements, so you should definitely consider whether it is right for you.
Before you can decide whether you should go through with a sale or not, you need to try to figure out what a reasonable offer would be on the remaining payments in your structured settlements.

Discounting Payments for Time

When you sell your structured settlements now, you’ll have to understand that you will not get the full value of the remaining payments. There are a couple of reasons for this. The first is that money now is worth more than the same amount of money in the future, as it will have the opportunity to gain interest over time. As a result, the fair value for the structured settlement is actually less than the total sum of the remaining payments.

In addition, you have to keep in mind that the people buying structured settlements do need to turn a profit, so that will be factored into the discounted rate as well. Thus, you’ll want to make sure that you have realistic expectations with regard to how much money you expect to receive for your structured settlement. Once you do that, you can proceed in the process and try to get a few quotes and weigh your options.

How to Get Quotes

It’s really easy now to get quotes for your structured settlements, according to Market Watch. All you have to do is find a site that is offering quotes, such as www.StructuredSettlement-Quotes.com. You can then enter a little bit of information about your structured settlement, as well as your contact information. They will then shop your structured settlement around to buyers, looking for the best offers.


Once they receive some good offers, which will usually happen in a relatively short amount of time, you will be informed and presented with the quotes. You will then have a period of time, usually 24 to 48 hours, to make your decision on whether to accept one of the offers. There is no obligation, so you really have nothing to lose by trying to find out what some of the best offers would be for your structured settlement.

Why to Sell Your Structured Settlements

There are a number of reasons that you might consider selling your structured settlement. For example, perhaps the payments are no longer adequate for your needs. Regardless of the origin of the settlement, it was likely created to provide you with money for a specific issue. If it is no longer taking care of that expense, you may be better off selling it for a lump sum. This is a very common reason for people to sell their structured settlements.

In addition, you may be presented with a good opportunity to start a business or make an investment that requires a lump sum up front that you do not have. In that case, you may be able to sell your structured settlement in order to put that money toward your new opportunity. This can be a great way to free up some of your assets to get liquidity and make an investment, which can in turn provide you with a lot of financial stability or freedom in the future. This is a bit of a risk, but many people find that it is one that is worth taking. As a result, this is another common reason to sell a structured settlement.

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