Archive for the ‘Metropolitan Life’ Category

Examination of a Structured Settlement Factoring Case

Friday, September 5th, 2008

John Darer of Structured Settlements 4 Real published a disturbing article yesterday afternoon about an individual interested in selling the rights to a structured settlement with the following details:

  • Annuity set up in 1983
  • The caller stated that this money would be used for investment purposes, but would not go into detail.
  • The annuitant is disabled and suffers from the incident 25 years ago.
  • Annuitant is a resident of California
  • Caller was not the annuitant or financial consultant

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A Few Facts About Structured Settlement Factoring Transactions

Tuesday, July 8th, 2008

“Ostrov states that the factoring industry average effective discount rates are 16% compared to the average credit card rates of 21%.”

In this author’s opinion a 16% average effective discount rate for all structured settlement factoring transactions completed throughout the states over the past 12 months is most likely fairly accurate. This author arrived upon this figure for the following reasons

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