So maybe you are not a math major, and maybe you don’t do iteration based mathematics for fun, does it really mean that you should not be able to calculate present value? For some reason it has been accepted that the concept of calculating present value is complex, difficult to grasp and is used only by sophisticated savvy investors only. Maybe that’s because some sales people benefit from you having no idea of what present value is and how to calculate it, but truth is, the concept is quite straightforward, and anyone who is engaged in an investment decision process should understand it.
At Structured Settlement Quotes, we believe that it is essential for individuals seeking to sell annuity payments to understand this concept so they can have a fair appreciation of how much their structured settlement payments are worth. Time and time again we witness how factoring companies abuse the present value formula to provide clients with ridiculously low quotes.
